It is important to note that medical care in Germany can be expensive if you are not secured by insurance. Citizens of some countries are required to provide proof of insurance when applying for a visa. It is also possible that German customs will ask you for proof of insurance when you cross the border.
As a rule, travel health insurance valid for the entire Schengen area (with a minimum coverage of 30,000 EUR) is required for short-term stays (less than three months). Where possible, health insurance should be purchased in the applicant's home country, although it might also be taken care of by the host institutions in special cases.
For the duration of your stay in Germany, we urgently recommend you to purchase the following types of insurances:
- a private health insurance for your stay abroad,
- accident liability insurance and
- private liability insurance.